This course is designed to help individuals take full control of their money—right from salary management and budgeting to investments, insurance, tax planning, and long-term wealth creation. No finance background required.

Module 1: Money Mindset & Financial Clarity

· Relationship with money
· Common money mistakes in India
· Difference between income, savings & wealth
· Inflation & lifestyle inflation
· Setting financial goals (short, medium, long-term)
· Financial independence basics

Module 2: Salary, Budgeting & Cash Flow

· Salary structure understanding
· 50–30–20 rule & custom budgeting
· Tracking expenses effectively
· Emergency fund planning
· Bank accounts & fund separation
· Smart use of credit cards

Module 3: Risk Management & Insurance Planning

· Importance of insurance
· Health insurance (how much & which type)
· Term life insurance explained
· Why traditional insurance plans fail
· Avoiding miss-selling traps
· Claim process awareness

Module 4: Investments – Basics to Practical

· Asset classes overview
· Mutual funds (types & selection)
· SIP planning & compounding
· Stocks basics (long-term view)
· Gold, FD, PPF, NPS
· Risk vs return management

Module 5: Tax Planning & Legal Awareness

· Income tax basics (old vs new regime)
· Salary tax deductions & exemptions
· Tax-saving investments (80C, 80D, etc.)
· Capital gains basics
· Common tax mistakes
· Financial documentation & nominees

Module 6: Wealth Creation & Financial Freedom

· Net worth tracking
· Passive income concepts
· Long-term wealth roadmap
· Retirement planning
· Financial independence strategy
· Creating your personal finance plan

Learning Outcomes

After this course, learners will:
· Manage salary & expenses confidently
· Build emergency fund & insurance cover
· Invest smartly for long-term wealth
· Save tax legally
· Create a clear financial freedom plan

Who Should Enroll?

· Salaried professionals
· Self-employed individuals
· Young earners (21–40 yrs)
· Newly married couples
· Anyone who wants money clarity